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Plan for Retirement

Social Security benefits comprise only a portion of the average retiree's total income today. Most comes from retirement pension or personal retirement savings, income earned on other investments, and wages (for those working in retirement). Many experts believe that the required percentage of retirement income from personal savings will rise as time goes on.

#4362 (5/03)

Bush making sure his new rules stick
Pension check
Commodities crash burns scrap dealers
Fuel prices thwart Pickens' wind farm
Capital Gain Distribution Estimates
October’s Stock Market Decline Reflects a Recessionary Global Economy and Constrained Credit
Calvert’s 2006-2007 Sustainability Report
Some Calvert Taxable Bond Portfolios Affected by Markdowns of Bonds
Equity Perspectives: Market Volatility, Part of the Investment Landscape
Women and Minorities Make Gains in the Boardroom but Lag in the Executive Suite
Calvert Launches Global Water Fund, Issues Report on Opportunities in $1 Trillion Annual Worldwide Investment in Water Technology and Services
Calvert to Participate in Treasury’s Temporary Guarantee Program for Money Market Funds
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For more information on any Calvert fund, please call Calvert at 800.327.2109 for a free prospectus. An investor should consider the investment objectives, risks, charges, and expenses of an investment carefully before investing. The prospectus contains this and other information. Read it carefully before you invest or send money.

Calvert mutual funds are underwritten and distributed by Calvert Distributors Inc., member FINRA, a subsidiary of Calvert Group, Ltd.

Institutional Funds/Separate Account Services: 800.327.2109
Cash Management: 800.317.CASH

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© 2008Calvert Group, Ltd., a UNIFI Company(SM).
Calvert mutual funds are underwritten and distributed by
Calvert Distributors Inc., member NASD, a subsidiary of Calvert Group, Ltd.
1-800-368-2745
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