Protecting Your Privacy
Your relationship with us is important.  Please take time to review this statement about our privacy policies with existing and former customers.  We do not disclose any non-public personal information about our customers to anyone, except as permitted by law.

Your privacy is a top priority.
You have shared personal and financial information with us:

• Information we receive from you on applications or other forms, such as your name, address, social security number, assets and income; and
• Information about your transactions with us, our affiliates or others, such as your account balance, payment history and parties to transactions;

We use this information to provide our products and services to you, and to assist you in achieving your financial goals.  We promise to protect the security, privacy and use of your personal and financial information, including account and transaction details.

Your information is shared only in limited ways and for specific purposes.
We do not currently share your information with affiliates in the Calvert and the Ameritas Acacia Companies; however, we reserve the right to do so. Also, we may disclose information we collect to companies that perform administrative or marketing services on our behalf, such as transfer agents, or printers and mailers that assist us in the distribution of materials, or others as permitted by law, in order to:

• provide you with faster, more comprehensive service, and
• implement security measures and fight fraud for your continued protection.

Calvert does not give or sell information about you or your accounts to any other company, individual or group.  However, governmental agencies, regulatory authorities and other entities may have access to such information if permitted by law.

The products and services you use are delivered in a secure environment.

Whether you use automated telephone capabilities or the Internet, you can feel confident that we employ security measures that are appropriate to each technology.  For more information on Internet-specific privacy and security measures, please click here.

Calvert.com Visitor Tracking Opt-Out

Calvert uses software to anonymously track visitor behavior on our web site. We use this data to improve our site to better serve our visitors.

If you prefer we did not track your activity, you may use the options below to indicate your preferences to our tracking software.

Please note that this works by creating an "opt-out" coookie on your computer, which our tracking software looks for every time you come back to our site. If this cookie is deleted, or you come back using a different domain name (www.calvertfunds.com, for example), you must indicate your preferences on this page again.

Keeping your personal information accurate and current is a vital concern.
We strive to keep your personal and financial information accurate.  If you believe that our records are incorrect or out of date, please notify us by contacting Investor Relations at 800.368.2745 and we will make any necessary corrections.

Employee access to your information is limited.
Our employees have limited access to shareholder information based on their job function.  This enables them to assist you in completing transactions, obtaining additional information about our products and resolving any problems that might arise.  All employees are instructed to use the strict standards of care outlined in Calvert's confidentiality rules.  Employees who do not conform to Calvert's confidentiality rules are subject to disciplinary actions that may include dismissal.

Your privacy preferences will be respected.
Since your financial needs change and our financial products are continually developing, we may contact you to determine if we can be of additional service to you.  Most of our shareholders appreciate hearing about our new offerings and choose to continue to do so.  If you have additional questions about these policies, please call Investor Relations at 800.368.2745.

This notice is subject to change.